Origination · Structured Finance · Private Credit

Matthew
L. Kus

Partner & Head of Origination

Amsterdam · London · 16 Years in Financial Services

Origination specialist and structured finance architect at the intersection of private credit, securitization, and non-bank lending. Builder of billion-euro pipelines, investment frameworks, and high-performing teams that deploy capital at scale across Europe and beyond.

€9bn+
Private Debt
Opportunities Sourced
€3bn+
Structured Debt
Facilities Executed
€2.5bn+
Structured Credit
Portfolios Managed
350+
Originators Screened
Across 30 Countries
Securitization·Private Credit· Non-Bank Lending·Structured Finance· Fintech Lending·SME Finance· ABS · CLO · RMBS·Deal Origination· Risk Frameworks·Due Diligence· Securitization·Private Credit· Non-Bank Lending·Structured Finance· Fintech Lending·SME Finance· ABS · CLO · RMBS·Deal Origination· Risk Frameworks·Due Diligence·

Work Experience

July 2022 – Present
Fasanara Capital
Partner · Head of Origination — Amsterdam / London
  • Negotiated and executed €950m of securitization debt funding facilities for 13 lenders at a weighted average yield of 13%.
  • Generated over €32m in fee-related PNL via introduction and negotiation of new commercial agreements.
  • Redesigned the end-to-end origination framework governing investment screening, due diligence, and modelling processes, including all supporting templates and models.
  • Ramped up a pipeline of over €1.5b of high-yield private credit opportunities across 30 countries and 12 product types.
  • Screened >350 originators lending to consumer and SME borrowers; managed a team of three investment professionals.
  • Member of the management committee, contributing to firm-level investment and growth strategy.
October 2020 – July 2022
FIBR (fka Amsterdam Trade Bank)
Managing Director · Head of SME Credit Origination & Third-Party Origination — Amsterdam
  • Negotiated and executed €1.2b of securitization debt funding facilities for 6 lenders at a weighted average RAROC/RWA of 70%/17%.
  • Authored, implemented, and led team running third-party origination strategy providing primarily senior funding to SME loan originators across Europe and the UK.
  • Built an opportunity pipeline of over €2.8b of SME origination (seasoned + forward flow) for the bank.
  • Established relationships with 80+ originators from 16 countries; managed a team of six investment professionals.
April 2019 – October 2020
Dynamic Credit
Director of Business Development — Amsterdam
  • Formulated and implemented strategic sourcing, marketing, and distribution plans for the Diversified Loan Fund (DLF).
  • Brought the DLF 100+ investment opportunities on over €2.8b of consumer and SME loans in Europe.
  • Secured more than €50m in institutional investor commitments; authored the end-to-end investment framework.
August 2018 – February 2019
CrossLend
Head of Sales Operations — Berlin
  • Secured over €15m of funding commitments within a three-month period.
  • Managed four salespeople across multiple regions; represented the firm at industry conferences.
June 2013 – July 2015
Cerberus Capital Management
Associate Vice President, MBS Valuations — New York
  • Led creation of automated daily liquidity reserve tool using a historical VAR approach, overseeing cross-team implementation.
  • Performed monthly valuation of all agency MBS holdings; composed quarterly market commentary for investors.
March 2012 – June 2013
Royal Bank of Scotland
Associate, Independent Price Verification — Stamford, CT
  • Led multi-team project to develop new Spec Pool pricing process and analytics deck.
  • Calculated monthly bid-offer reserves for agency products based on observed market inputs.
August 2009 – October 2011
Fannie Mae
Senior Financial Analyst — Washington, DC
  • Managed model development projects; produced profitability analysis of mortgage acquisition portfolio using delinquency, severity, prepayment, and macro rate data.

Board Memberships

Dec 2019 – Sep 2022
Dynamic Credit Funds ICAV & Loan Investments DAC
Non-Executive Director — County Dublin, IE
  • Participated in quarterly AFM-regulated fund board meetings; served as Designated Director for Fund Distribution and Investment Management.
June 2022 – June 2023
SME Finance
Advisory Board Member — Vilnius, LT
  • Advised on funding strategy, product launches, and new country targeting; supplied pricing benchmarking data used across sales and underwriting functions.

Matt is one of the genuine business leaders in the private debt / direct lending market, bringing a critical and rational perspective to a market often characterized by hyperbole. The proper functioning of our market segment very much depends on decision makers being able to separate the wheat from the chaff. Matt leads on this. I really appreciate his outspokenness and rationalism, when, in contrast, many other investors simply go along with the hype of the day. Matt is a huge asset for our market segment and it would benefit from him becoming even more influential.

JG
Johan Groothaert
CEO & Co-Founder · Fiduciam

Matt has been very helpful in bringing lend.ch to the next level. While at Dynamic Credit, he conducted the whole analysis of our loan portfolio and then ran the due diligence process after which we were successfully onboarded as the only P2P lender in Switzerland. Credit is an asset class that only few people understand — Matt doesn't only know everything inside out, he is also able to explain it all in an easy way. Matt is no time waster, always seeks to close the deal and brings involved parties up to speed in case things are missing.

FK
Florian Kuebler
Co-Founder · Lend.ch

Matt is one of the highest quality professionals I have had the pleasure to work with in the investment management industry. During the time we both worked as Directors on the Board of Dynamic Credit Funds ICAV, I got to know Matt as a particularly loyal colleague with a complete dedication to his professional responsibilities and as someone who treats everyone with great respect, irrespective of seniority or function level. Next to his commercial intuitions, Matt has a strong ethical sense and demonstrated to be very keen on the checks and balances, control framework and overall governance of the company.

JG
Jorick Geerts
Executive Director, Product Strategy & Development · Achmea

Matt is the rare commercial leader who understands that 'speed to execution' requires smart structuring, not just sales pressure. I had the pleasure of supporting Matt as his legal counsel while we built FIBR's lending partnerships business from the ground up. He is a powerhouse operator who combines deep market knowledge with relentless execution. He identifies and anticipates the legal and risk hurdles before they become blockers, making him incredibly efficient to work with. He doesn't just chase volume; he builds sustainable, high-quality portfolios. Any General Counsel or Credit Committee is lucky to have him across the table.

MdH
Max de Hahn
Head of Legal & Management Board Member · Modifi

I worked with Matt on a number of projects over the years. Matt brings huge energy and knowledge to the table on capital markets and debt structures. He always engages in a positive and proactive way looking for the best solution. Matt is a huge advocate of the non-bank / fintech sector and was a big supporter of Linked Finance over the years. Matt would be an asset to any team or board and I would have no hesitation in recommending him.

ND
Niall Dorrain
Non-Executive Director · Linked Finance / Director · Herbert Reynolds

Matt is a seasoned finance professional with vast experience in the context of structured finance and funding of direct lending platforms and loan originators. I have always appreciated the interactions with him, his thoughts and perspectives on the market, and his support of our business. Anyone active in alternative finance that is looking for advice from an institutional investor's perspective is recommended to speak to him.

DB
Dr. Daniel Bartsch
MD Corporate Finance & Advisory / Co-Founder · Creditshelf

Matt is a great business leader who knows his business ins and outs as no other. At the same time though, he is really capable of focusing on the bigger picture to get deals done without losing his attention to the overall customer relationship.

HT
Henrik Takkenberg
Director · Fiduciam

Having worked with Matt for a period of time while at Dynamic Credit, I must say he is a very knowledgeable and hard-working professional. We worked together on a number of projects centering around marketplace lending in the European space, ranging from platform due diligence and extensive loan tape analysis to actively negotiating on secondary market transactions.

VO
Vlad Olteanu
Managing Director · Fasanara Capital

Matt is one of the best businessmen I've met. I worked with him through a process of building a senior debt facility. He is smart and handles every situation very carefully and in the right manner. He is punctual, hard-working, and has a great network for various business opportunities. I highly recommend working with Matt to get the best out of your lending business.

MP
Matias Peltoniemi
Director Corporate Finance · Säästöpankkiryhmä

Matt helped us a lot in setting up the refinancing structures of CreditGate24. He always shared his experience and deep insights with us on an ongoing basis.

SB
Stefan Benkert
Head of Finance Marketplaces & International · Ringler

All recommendations above are sourced directly from LinkedIn endorsements provided by colleagues and counterparties. Full LinkedIn profile available at linkedin.com/in/matt-kus-debt-funding · Contact: mk@mattkus.com

2022 – Present · Fasanara Capital
2025
Fasanara Capital · Official Press Release
Finspot Secures Facility of up to €25 Million — Matt Kus Quoted
Matt Kus quoted as Partner and Head of Origination on the partnership with Serbian-Croatian digital factoring platform Finspot, expanding SME financing across Southeast Europe.
Read →
2025
FinTech Futures
Teylor Lands €150m Fasanara Facility for European Factoring Expansion
FinTech Futures covers the landmark pan-European securitization facility for Swiss tech-enabled SME lender Teylor, creating a multi-country, multi-currency structured financing vehicle.
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2025
Alternative Credit Investor
Tide Secures £100m Securitisation Debt Facility from Fasanara Capital
ACI covers the £100m securitisation deal enabling Tide to roll out Credit Flex working capital loans to all 650,000 UK SME members, with projected lending of over £300m.
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2025
FinTech Futures
Tide Rolls Out Credit Flex with £100m Fasanara Securitisation Debt Facility
FinTech Futures covers Tide's new Credit Flex product for UK SMEs, backed by the Fasanara securitisation facility structured by Matt Kus's origination team.
Read →
2025
Alternative Credit Investor
Fasanara Provides €30m Funding Line to Czech SME Lender Flowpay — Matt Kus Quoted
ACI reports on the €30m debt facility for Czech AI-powered lender Flowpay, with Matt Kus quoted on bridging the multi-billion-euro European SME funding gap.
Read →
2025
FinTech Futures
Czech SME Lender Flowpay Secures €30m Debt Financing with Fasanara Capital
FinTech Futures covers Flowpay's €30m deal, highlighting the embedded finance and AI risk-scoring capabilities that attracted Fasanara's origination team.
Read →
2025
Alternative Credit Investor
Fasanara Backs Saudi Crowdlending Platform Forus with $60m Securitisation Facility
ACI covers the $60m securitisation debt facility for Forus, marking Fasanara's push into the Saudi SME market in support of Vision 2030 objectives.
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2024
Fasanara Capital · Official Press Release
Fasanara Provides €250 Million Working Capital Facility to Job&Talent in Partnership with Barclays
One of the firm's largest single structured credit facilities, co-arranged with Barclays for pan-European workforce fintech Job&Talent.
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2023
UK Tech News
SME Lender Multifi Secures £10m from Fasanara Capital — Matt Kus Quoted
Matt Kus quoted on Fasanara's commitment to the UK SME ecosystem and the deal's emphasis on technology-driven credit risk frameworks.
Read →
2023
The Fintech Times
Multifi Simplifies Access to Finance for UK SMBs Following £10m Injection — Matt Kus Featured
The Fintech Times covers the Multifi deal with a photo feature on Matt Kus and his commentary on quantitatively-focused SME lending.
Read →
2023
Alternative Credit Investor
Untangled Finance Raises $13.5m Led by Fasanara Capital
ACI covers Fasanara's equity-led investment in blockchain-native private credit platform Untangled Finance, merging fintech lending with digital asset infrastructure.
Read →
2023
AltFi
SME Finance Lands €100m from Fasanara Capital, Extending Facility to €240m
AltFi reports on the major facility extension for Lithuanian SME lender SME Finance, supporting Baltic region and Finnish expansion.
Read →
2023
Fasanara Capital · Official Press Release
Strategic Partnership — Fasanara & Allianz Trade: $1bn B2B eCommerce Fund
Announcement of the joint $1bn B2B eCommerce receivables fund with Allianz Trade — one of the largest structured credit partnerships in the firm's history.
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2020 – 2022 · FIBR / Amsterdam Trade Bank
2021
AltFi
Creditshelf Scores €20m Funding Extension from Amsterdam Trade Bank — Matt Kus Quoted
Matt Kus quoted as Head of SME Credit Origination at ATB on expanding the Creditshelf facility to €60m, funding German Mittelstand SME loans arranged via the creditshelf platform.
Read →
2021
Presseportal · Official Press Release
Amsterdam Trade Bank Provides €40m Debt Funding for Creditshelf — Matt Kus Quoted
The original deal announcement: Matt Kus quoted on ATB's entry into German SME lending — the first major deal closed under the third-party origination strategy he designed and led.
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2021
AltFi
FIBR, a New European Digital SME Bank, Breaks Cover
AltFi covers the rebranding of Amsterdam Trade Bank to FIBR — the digital SME lending platform Matt Kus helped build, with seven lenders already onboarding across six European countries.
Read →
2021
Finextra
Dutch Digital Bank FIBR Launches to Power SME Lending Across Europe
Finextra press release covering FIBR's public launch across the Netherlands, Germany, Finland, Spain, Ireland, and the UK — a strategy authored by Matt Kus.
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2021
FinTech Futures
Neobank FIBR Launches to Support European SMEs via Local Lenders
FinTech Futures covers FIBR's launch model — combining bank stability with fintech agility to fund SME originators across six European markets, the model Matt Kus designed and led.
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2021
AltFi
Losses Halved at Creditshelf as German Lender Eyes Break-Even
AltFi Q3 results coverage references the ATB credit line extended to €60m as a key driver of Creditshelf's record €110m+ loan originations — a facility structured by Matt Kus.
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2021
Euromoney
Amsterdam Trade Bank Transforms into Digital SME Lender FIBR
Euromoney long-form feature on ATB's radical strategic pivot from shipping and commodities finance to digital SME lending — a transformation Matt Kus was central to designing and executing.
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2022
Global Trade Review
Solvent but Bankrupt: How Sanctions Felled Amsterdam Trade Bank — Matt Kus Cited
GTR deep-dive citing Matt Kus on the geopolitical and operational impact of Russia sanctions on ATB/FIBR's bankruptcy — despite being a solvent, profitable SME lender at the time.
Read →
2019 – 2020 · Dynamic Credit
2020
Dynamic Credit · Official Newsroom
Dynamic Credit Launches Diversified Loan Fund
Official launch announcement for the Diversified Loan Fund — the strategy Matt Kus led business development for, sourcing 100+ investment opportunities on over €2.8b of European consumer and SME loans.
Read →